Home and tech salary sacrifice | Techscheme
The smart way to buy and save on home and tech
Techscheme helps employees save up to 12% on 1000s of home and tech products and spread the cost interest-free. It's a salary sacrifice benefit which means employees exchange part of their salary for a non-cash benefit - home and tech. It's free for your business to join and cost-neutral to run.
Why Choose Techscheme?
57% of employees say a tech scheme is the most desirable and beneficial workplace benefit*
Leading retailers
Employees can shop tech in-store or online at Currys and IKEA.
Relevant for all
A benefit your entire workforce can use.
Better than finance
Techscheme promotes smarter buying habits.
Home and tech salary sacrifice - a better way for your employees to get the products they want
From laptops to fitness trackers, furniture and home accessories, home and tech has the power to enrich lives. It can help your employees keep connected, track their fitness or simply make day-to-day life better. But this comes at a high cost.
Techscheme removes the financial obstacles associated with buying new home and tech. Employees can buy the products they want and need – without resorting to expensive finance options like loans or credit. No wonder 60% of employees say that having access to Techscheme makes them feel more loyal to their employer*.
What are the benefits?
High Impact - your entire workforce can benefit from Techscheme.
Low effort - minimal approval and payroll admin with no end of hire process.
Financial wellbeing - nurture employees wellbeing and promote better buying habits.
Digital inclusion - promotes connectivity and supports the government's digital inclusion strategy.
Cost neutral - the scheme is free to join and cost-neutral to implement.
Easy promotion - free marketing support to help you engage employees with Techscheme.
Unbeatable range – shop 1,000s home and tech products from 100s of brands at Currys and IKEA.
Save money – save 2-12% on the cost through National Insurance reductions.
Spread the cost – interest-free straight from salary over 12 instalments.
Save on sale – Techscheme can be used on top of offers, discounts and promotions.
Instant ownership – employees own the tech from the day they receive it.
Cover the unexpected - Techscheme is perfect when the unexpected happens helping employees to replace broken appliances or furniture.
Our Techscheme retail partners
Currys
'It's great to support a product that helps employees afford and choose the latest in technology. Our Currys colleagues are on hand to support Techscheme participants throughout their purchasing journey, whether that be in-store, online, over the phone or in their homes for delivery and installation.'
Glenn Sizer, Head of Prepaid & Subscription Partnerships
IKEA
'At IKEA, we want to support everyone through the current cost of living crisis and create a better everyday life for the many. So, get inspired and find products for your home. We have a huge range of products in different styles.
Visit your local IKEA store or you can also shop online.'Kash Henderson, IKEA for Business Key Account Manager
How our home and tech benefit works:
From start-ups with less than 10 employees to business with thousands, Techscheme suits organisations of any size. The only requirement? Employees must be paid via PAYE.
Sign up your business via BHN Extras today and roll out your new Techscheme benefit. Then, all it takes is 3 simple steps for employees to get started.
01
Create an account and request
Employees create their free Blackhawk Network Extras account and access Techscheme – plus any other benefits you’ve selected for your staff – via single sign-on.
Your business chooses a Techscheme limit and sets the maximum employees can spend. Employees then submit a request for the amount they would like to spend at Currys and IKEA specifying the products they intend to get.
02
Approve and pay
Your business reviews, approves and pays for the request – and then applies the salary sacrifice. Employees will repay the cost from their salary interest-free over 12 instalments and benefit from National Insurance savings.
Techscheme is a Benefit in Kind (BIK) and can be reported via Payrolling of Taxable Benefits or a P11D after the end of the tax year.
03
Shop
Once approved, employees will receive a Techscheme Redemption Code via email valued at the requested amount. This is ready to spend online, in-store or via click and collect at Currys and IKEA.
Ready to power up?
Sign your business up to Extras today and select Techscheme as your new employee benefit. You can also choose from a range of free-to-run schemes and build a flexible, personalised employee benefits package that supports the mental, physical and financial health of your workforce. Plus, you’ll receive bYond Card and Extras Discounts as standard.
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