bYond is the prepaid shopping card that helps employees make the most of their pay. Every time employees use their bYond card at over 85 UK high street retailers, restaurants and supermarkets, they’ll earn up to 15% cashback. It’s simple to set up, easy to use and can help your workforce boost their financial wellbeing.

The benefits How it works

Why choose bYond?

56% of employees feel more valued at work because of their bYond Card*

Meaningful earning

Employees earn up to 15% back on every transaction.

Relevant for all

A financial wellbeing benefit your entire workforce can use.

Instant access

bYond comes as standard with BHN Extras.

How a cashback card can support your employees’ financial wellbeing

bYond is the smart way for employees to make their money go further. From fashion to family meals, homeware to groceries and even great experiences – bYond’s unique mix of retailers means employees can get up to 15% cashback on everything from everyday spending to the weekly shop as well as special treats.

With living costs on the rise, supporting your employees’ financial wellbeing is good for them and good for your business. Using bYond when shopping for household essentials^ could give employees £500 cashback per year – money that can help offset the cost-of-living increases.

What are the benefits?

For your business
For the employee

High impact – bYond is the employee benefit your entire workforce can use.

Financial wellbeing – employees make meaningful earnings with every bYond card transaction.

No effort and no cost – there’s no admin, approvals or cost to your business.

No credit – employees can only load their card with a debit card, so there’s no risk of debt.

Easy promotion – free marketing support to help you engage employees with your benefit.

Safe and secure - bYond is an e-money product regulated by the Financial Conduct Authority.

Earn up to 15% cashback – on every single transaction at a bYond retailer.

Over 85 retailers – including Caffè Nero, B&Q, John Lewis, M&S, and Sainsbury’s.

24/7 account access – including retailers, cashback and transaction history online or via the bYond app.

Instant top up – add money to bYond card instantly via the app or online.

Save and earn – bYond can be used alongside retailer offers, discounts and promotions.

Cashback boosts and competitions – opportunities to earn more or win with bYond promotions.

bYond retail partners

How our cashback card works:

Sign your business up to BHN Extras and receive bYond included as standard.

Whether you’re a start-up with less than 10 employees or a corporation with over 1,000 – you can make a positive difference to the financial wellbeing of your employees at no cost to your business. In 3 simple steps employees can soon be taking advantage of their new shopping benefit.

01 Create an account and request a card

Employees create their free BHN Extras account and access bYond – plus any other benefits you’ve selected – via a single sign-on. They request their bYond card and pay a £5 annual fee.

02 Load and spend

Once approved by bYond, employees get their new bYond card in the post. This can be activated online or via the bYond app in less than 60 seconds.

Employees are then ready to load their card with cash and spend in-store or online at over 85 high street retailers, restaurants and supermarkets.

03 Earn up to 15% back

With every transaction, employees receive a percentage of their spend back. This is automatically added to their bYond account 30 days later.

Employees can choose to save up their earnings or load onto their bYond card ready to spend again.

bYond card is issued by GVS Prepaid Ltd, an Electronic Money Institution authorised in the UK by the Financial Conduct Authority with Firm Reference number 900230; pursuant to license from Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

^£500 cashback earning based on 'Household spend data' from the Office for National Statistics (Data gathered April 2019 - March 2020, released March 2021). *2020 bYond survey of 3,157 cardholders.

Ready to make your employees pay go further?

Sign your business up to Extras for free today and you’ll automatically get bYond card as your new workplace benefit. You can then pick from a range of leading voluntary benefits to build a flexible employee benefits package that’s personalised for your workforce.